I HAVE CAREFULLY READ, UNDERSTAND, AND VOLUNTARILY SIGN ARTICLE 31: ACKNOWLEDGMENT AND ASSUMPTION OF RISKS, INDEMNITY AND GENERAL WAIVER AND RELEASE AGREEMENT. I AM AGREEING TO BE BOUND BY THE CONTENTS OF ALL PAGES OF THIS DOCUMENT THAT INCLUDES ARTICLES 1-21 AND ANNEX I OF THIS DOCUMENT. I ACKNOWLEDGE THAT IT SHALL BE EFFECTIVE AND LEGALLY BINDING UPON ME, MY SPOUSE, CHILDREN, AND OTHER FAMILY MEMBERS, HEIRS, EXECUTORS, REPRESENTATIVES, SUBROGEES, ASSIGNS, AND ESTATE. *